Kelly Thompson - Mortgage300

Hi! I'm Kelly Thompson and I'm a Mortgage300 Loan Originator in Ogden, Utah. I'm here to provide expert mortgage advice and bring you home faster.

NMLS ID: 205549

Learn more about Kelly Thompson

I have been working in the Real Estate / Mortgage industry for the past 23 years. I started in real estate administration for the first seven years of my career and then moved over to mortgage loan processing in 2003.

I obtained my mortgage lending license in 2006 and have been dedicated to serving my customers and making sure we find the best mortgage products to fit their needs.

I base my business on referrals and return customers and with that in mind I strive to give the best service possible.I am also a licensed DE underwriter with many years and experience on the processing and underwriting side of the loans, so I have a large knowledge of what is required to make loans happen in a very smooth and timely manner.

I am here to help and protect my clients from any unpleasant surprises that may arise during the loan approval process. The financial aspects of home buying can be stressful and overwhelming, but they don’t have to be, with a well trained and caring professional like me in your corner.

Contact me today 801-390-0259 & let’s get started by making your home-ownership dream come true!

Find the Perfect Loan

If there is a mortgage product that you need, Mortgage300 has it!

I need a loan above $453,100.

I want the lowest interest rate available.

I don't want to worry about my interest rate going up.

I want to live in a rural area.

I am a military veteran or actively serving.

I don't have a lot of money for a down payment.

Clear Answers to Common Questions

From start to finish, our team will go above and beyond to ensure all your questions are answered.

What are the common fees through the mortgage process?

What is the difference between a Mortgage Broker & Mortgage Banker?

What is a Rate Lock or Lock In?

What is a Loan To Value Ratio (LTV)?

What are Discount Points (or Points)?

What is the difference between Interest Rate & APR?

What are the steps in the Mortgage Process?

What is a Truth-in-Lending Disclosure and why do I receive it?

What is Private Mortgage Insurance (PMI)?

How does an escrow account work?

Why I choose to work for
Mortgage 300

Mortgage300 is always on the forefront of new loan programs and has a focused investment into cutting edge technology to ensure a fast, efficient transactions that serve my clients better.

Our company’s revolutionary business structure means I am in control of the mortgage deal, from start to finish. My processing and underwriting departments are right on site and that gives us a unique advantage in getting loans closed quickly and efficiently.

In short, "I work for Mortgage300 because they empower me with authority, tools and an expert team to offer consistent, best in class service - and this brings my clients back again and again!"

Hi! I'm Kelly Thompson and I'm a Mortgage300 Loan Originator in Ogden, Utah. I'm here to provide expert mortgage advice and bring you home faster.

Learn more about Kelly Thompson

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Find a Loan

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Find the Perfect Loan

If there is a mortgage product that you need, Mortgage300 has it!

I need a loan above $453,100.

Jumbo Loans

Jumbo mortgages are home loans that exceed conforming loan limits which is is $453,100 in most areas of the country.

I want the lowest interest rate available.

Adjustable Rate

The interest rate on this loan will be fixed for a stated period of time and will then become adjustable for the remainder of the loan.

I don't want to worry about my interest rate going up.

Conventional Fixed

A fixed-rate, conventional mortgage offers an interest rate that won’t change for the life of your loan and conforms to federal guidelines for the size of the mortgage and your financial situation.

I want to live in a rural area.

USDA/Rural Development

Rural Development loans are offered in rural areas as determined by the USDA. The USDA’s mission is to help lower income households obtain home loans at reasonable mortgage rates.

I am a military veteran or actively serving.

VA Loans

VA Loans are mortgage loans made by an approved lender and guaranteed by the Department of Veterans Affairs. VA loans are made eligible to veterans and those currently serving in the military, and often have lower down payment requirements than other types of loans.

I don't have a lot of money for a down payment.

FHA Loans

FHA loans are designed to make housing more affordable, particularly for first-time homebuyers and are insured by US Dept. of Housing & Urban Development.

Clear Answers to Common Questions

From start to finish, our team will go above and beyond to ensure all your questions are answered.

What are the common fees through the mortgage process?

What is the difference between a Mortgage Broker & Mortgage Banker?

What is a Rate Lock or Lock In?

What is a Loan To Value Ratio (LTV)?

A ratio determined by dividing the sales price or appraised value into the loan amount, expressed as a percentage. For example, with a sales price of $100,000 and a mortgage loan of $80,000, your loan to value ratio would be 80%. Loans with an LTV over 80% may require Private Mortgage Insurance.

What are Discount Points (or Points)?

A one-time charge imposed by the lender to lower the rate at which the lender would otherwise offer the loan to you. Each point is equal to one percent (1%) of the mortgage amount. For example, if a lender charges two points on a $80,000 loan this amounts to a charge of $1,600.

What is the difference between Interest Rate & APR?

What are the steps in the Mortgage Process?

The Loan Approval Process is relatively simple but can seem very mysterious if it is never explained to you. The best news ever is that it takes less and less time these days. No matter how fast, however, every mortgage application has to go through these steps:

What is a Truth-in-Lending Disclosure and why do I receive it?

The Disclosure is designed to give you information about the costs of your loan so that you may compare these costs with those of other loan programs or lenders.

What is Private Mortgage Insurance (PMI)?

How does an escrow account work?

Why I choose to work forMortgage 300

Mortgage300 is always on the forefront of new loan programs and has a focused investment into cutting edge technology to ensure a fast, efficient transactions that serve my clients better.

Our company’s revolutionary business structure means I am in control of the mortgage deal, from start to finish. My processing and underwriting departments are right on site and that gives us a unique advantage in getting loans closed quickly and efficiently.

In short, "I work for Mortgage300 because they empower me with authority, tools and an expert team to offer consistent, best in class service - and this brings my clients back again and again!"

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Why I choose to work for
Mortgage 300