Reverse Mortgage

A Reverse Mortgage is a special type of loan for homeowners age 62 years and older.

This type of loan allows homeowners to access a portion of their home equity as cash; you receive money from the lender as a lump sum, fixed monthly payment, or line of credit.

Unlike a forward mortgage—the type used to buy a home—a reverse mortgage doesn’t require the homeowner to make any loan payments.

Great option for

  • Homeowners who could benefit from additional income in their retirement years
  • Homeowners who are encountering significant costs late in life

Borrower(s) Qualifications

  • Homeowners that are 62 or older
  • Homeowners that have considerable equity in their home

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